What is Title Insurance?

Imagine you’re buying a house in Florida, which is like finding a treasure chest in the sunny, sandy beaches of the Sunshine State. But before you can claim this treasure as your own, you need to make sure it really belongs to you and no one else has a claim to it. This is where title insurance comes into play.

Think of title insurance as your trusty pirate’s map. This map (or in real life, a title search) helps to uncover any hidden “treasure maps” (claims or liens) that others might have on your new house. Maybe there’s a long-lost relative who says the house should be theirs, or perhaps a bank that says the previous owner still owes money on the house.